If you are looking for a high-income credit cardsYou need to know about the most exclusive and benefit-packed options for 2025. But which one is really worth it? Which offers the best advantages for your profile?
Imagine having a card that gives you unlimited access to VIP lounges, boosted points to exchange for miles and a concierge ready to solve your every need, 24 hours a day. Sound too good? Well, some cards go much further than that! The secret of millionaires can now be yours!
In this guide, we reveal the 10 best high-income cards for those looking for exclusivity, status and truly distinctive benefits. Find out now which one perfectly suits your lifestyle and get ready to never look at ordinary cards in the same way again.
1. American Express Centurion
Flag: American Express
Annual fee: Exclusive by invitation (estimated cost: R$ 20,000/year)
Points: 3 points per dollar spent
Loyalty Program: Membership Rewards
VIP rooms: Unlimited access to Centurion Lounges and Priority Pass
Benefits: 24-hour concierge, flight and accommodation upgrades, exclusive access to events, chauffeur services and purchase protection. One of the best high-income credit cards. Find out more at American Express Centurion.
2. BRB Dux Visa Infinite
Flag: Visa Infinite
Annual fee: R$ 1,500 (exemption for expenses above R$ 20,000/month)
Points: 4 points per dollar spent abroad and 3 points in Brazil
Loyalty Program: Dux Rewards
VIP rooms: Unlimited Priority Pass and LoungeKey
Benefits: 24-hour concierge, price protection, travel assistance and accelerated mileage accrual. Find out more on the BRB Dux Bank.
3. Visa Aeternum
Flag: Visa Infinite
Annual fee: Exempt with expenses above R$ 25,000/month
Points: 2.5 points per dollar spent
Loyalty Program: Livelo
VIP rooms: Unlimited Priority Pass
Benefits: With the Bradesco Visa Aeternum Card you get complete travel insurance, purchase protection, medical assistance on international trips and cashback. More information is available on the Bradesco.
4. Santander Unlimited
Flag: Visa Infinite or Mastercard Black
Annual fee: R$ 1,290 (exempt with investments over R$ 30,000)
Points: 2.2 points per dollar spent
Loyalty Program: Sphere
VIP rooms: Unlimited Priority Pass
Benefits: One of the best high-income credit cards for transferring points to airline programs, fraud protection and travel assistance. On the Bank's website SantanderAdditional information is available for consultation.
5. Visa Altus Banco do Brasil
Flag: Visa Infinite
Annual fee: R$ 1,440 (exempt with expenses above R$ 25,000/month)
Points: 2.5 points per dollar spent
Loyalty Program: Livelo
VIP rooms: Unlimited in LoungeKey
Benefits: Exclusive service, cashback, travel insurance and theft protection. On the Bank of Brazil more information is online.
6. BTG Pactual UltraBlack
Flag: Mastercard Black
Annual fee: R$ 1,200 (exemption depending on the volume of investments in BTG)
Points: 2 points per dollar spent
Loyalty Program: Invest+
VIP rooms: Unlimited in LoungeKey
Benefits: Cash back converted into investments, purchase protection and travel insurance. For more information, visit the BTG Pactual.
7. C6 Bank Carbon
Flag: Mastercard Black
Annual fee: R$ 1,020 (exempt with expenses above R$ 8,000/month)
Points: 3.5 points per dollar spent
Loyalty Program: Atom
VIP rooms: 4 annual accesses to LoungeKey
Benefits: One of the only high-income credit cards exclusive with free toll tag, global account for purchases abroad and price protection. Find out more on the C6 Bank.
8. Itaú Personnalité The One
Flag: Mastercard Black
Annual fee: R$ 1,500 (exempt with expenses above R$ 25,000/month)
Points: 3 points per dollar spent
Loyalty Program: Always Present
VIP rooms: Unlimited in LoungeKey
Benefits: Exclusive concierge, full travel insurance, access to VIP events. Find out more on the Itaú.
9. Inter Black Win
Flag: Mastercard Black
Annual fee: Free of charge
Points: 1 point per dollar spent
Loyalty Program: Inter Loop
VIP rooms: 2 annual accesses to LoungeKey
Benefits: Cashback directly on the bill, one of the only high-income credit cards with free withdrawals abroad and no bank fees. Find out more on the Inter Bank.
10. XP Visa Infinite
Flag: Visa Infinite
Annual fee: Free of charge
Points: Cashback of 1% invested automatically
Loyalty Program: XP Rewards
VIP rooms: 2 annual accesses to LoungeKey
Benefits: Exclusive access to investment funds, purchase protection and travel insurance. On the XP Visa Infinite you can see the step by step.
Which high-income credit cards to choose?
The choice of best high-income cards depends on your consumption profile. If you're looking for exclusivity and premium services American Express Centurion or Visa Aeternum are ideal. To earn more miles, the BRB Dux is an excellent option. Those looking for an annual fee exemption can opt for the Inter Black Win or by XP Visa Infinite.
Analyze the benefits, costs and advantages of each option and choose the one that best suits your financial needs and lifestyle!
If you want to know the best high-income cards This article is the definitive guide for you! Find out how to maximize your benefits and choose the best option for 2025. The best high-income cards offer exclusive advantages for those seeking differentiation and financial status!
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